N.Y. Banking Law Section 4-B
Advertising


Every such non-insured banking organization shall include in all its advertising within the state with reference to deposit accounts the statement substantially as follows: “DEPOSITS NOT INSURED”. Where such advertising is printed the statement shall be of such size and print to be clearly legible, all letters in such statement being of the same size and character. No further reference shall be contained in the advertising of non-insured banking organizations with reference to the insurance of depositors which shall tend to be misleading in connection therewith. The non-English equivalent of the insurance statement may be used in any advertisement provided that the entire advertisement is in such language and that the translation has had the prior approval of the superintendent of financial services.

Source: Section 4-B — Advertising, https://www.­nysenate.­gov/legislation/laws/BNK/4-B (updated Sep. 22, 2014; accessed Apr. 13, 2024).

1
Short title
2
Definitions
2–A
Limited liability investment company
2–B
Limited liability trust companies
4
Information to be given to social services officials, state department of social services, state department of mental hygiene, the mental...
4–A
Banks to display signs
4–B
Advertising
4–C
Exemptions from certain provisions of chapter
5
Loans pursuant to the "Servicemen’s Readjustment Act of 1944
6
Investment in obligations of housing corporations indirectly guaranteed pursuant to the “Servicemen’s Readjustment Act of 1944”
6–A
Investment in obligations of certain persons sixty-five years of age or over incurred to satisfy real property tax indebtedness
6–C
Application forms to be made available
6–D
Requirement to state in writing reason for denial of mortgage loan
6–E
Graduated payment mortgages authorized
6–F
Alternative mortgage instruments made by banks, trust companies, savings banks, savings and loan associations and credit unions
6–G
Override of certain provisions of United States Public Law 97-320
6–H
Reverse mortgage loans authorized
6–I
Mortgage loans
6–J
Proof of insurance
6–K
Real property insurance escrow accounts
6–L
High-cost home loans
6–M
Subprime home loans
6–N
Responsibility of banks for mortgages being processed for modification
6–O
Single point of contact for modifying delinquent home loans
6–O*2
Reverse cooperative apartment unit loans for persons sixty-two years of age or older
6–P
Loan counseling for mortgages guaranteed by the Servicemen’s Readjustment Act of 1944
7
Payment of dividends or interest upon unclaimed deposits or shares
8
Deposits by custodian designated by administrator of veterans’ affairs, or by person certified by social security administration
9
Checks drawn against corporate funds or payable to corporations
9–A
Defense of ultra vires
9–B
Actions or special proceedings by superintendent or attorney-general
9–C
Superintendent’s or attorney-general’s action for judicial dissolution
9–D
Enforcement of section two hundred ninety-six-a of the executive law
9–F
Geographic discrimination in making mortgage loans prohibited
9–G
Right of set off
9–H
Imposition of service charges prohibited
9–I
Close-out fees prohibited in certain cases
9–I*2
Prohibition on depositor of early withdrawal penalty in certain cases
9–J
Disposal of records
9–K
Sale of education loans
9–M
Return of checks
9–N
Trust accounts
9–O
Mortgage loans
9–P
Acceptance of certain checks for deposit
9–R
Geographic restrictions
9–S
Preauthorized electronic fund transfers
9–T
Unsolicited mail-loan checks
9–U
ATM transactions by persons using foreign bank accounts
9–V
Savings promotion prize giveaway
9–W
Standard financial aid award letter
9–X
Mortgage forbearance
9–X*2
Fees based on inactivity
9–Y
Order of payment of checks and other debits, insufficient funds charges and return deposit item charges
9–Z
Cashing of certain checks

Accessed:
Apr. 13, 2024

Last modified:
Sep. 22, 2014

§ 4-B’s source at nysenate​.gov

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