N.Y. Uniform Commercial Code Law Section 9-327
Priority of Security Interests in Deposit Account


Section 9--327. Priority of Security Interests in Deposit Account. The following rules govern priority among conflicting security interests in the same deposit account:

(a)

A security interest held by a secured party having control of the deposit account under Section 9--104 has priority over a conflicting security interest held by a secured party that does not have control.

(b)

Except as otherwise provided in subsections (c) and (d), security interests perfected by control under Section 9--314 rank according to priority in time of obtaining control.

(c)

Except as otherwise provided in subsection (d), a security interest held by the bank with which the deposit account is maintained has priority over a conflicting security interest held by another secured party.

(d)

A security interest perfected by control under Section 9--104(a)(3) has priority over a security interest held by the bank with which the deposit account is maintained.

Source: Section 9-327 — Priority of Security Interests in Deposit Account, https://www.­nysenate.­gov/legislation/laws/UCC/9-327 (updated Sep. 22, 2014; accessed Dec. 13, 2025).

9–317
Interests That Take Priority over or Take Free of Security Interest or Agricultural Lien
9–318
No Interest Retained in Right to Payment That Is Sold
9–319
Rights and Title of Consignee with Respect to Creditors and Purchasers
9–320
Buyer of Goods
9–321
Licensee of General Intangible and Lessee of Goods in Ordinary Course of Business
9–322
Priorities among Conflicting Security Interests in and Agricultural Liens on Same Collateral
9–323
Future Advances
9–324
Priority of Purchase-money Security Interests
9–325
Priority of Security Interests in Transferred Collateral
9–326
Priority of Security Interests Created by New Debtor
9–326A
Priority of Security Interest in Controllable Account, Controllable Electronic Record, and Controllable Payment Intangible
9–327
Priority of Security Interests in Deposit Account
9–328
Priority of Security Interests in Investment Property
9–329
Priority of Security Interests in Letter-of-credit Right
9–330
Priority of Purchaser of Chattel Paper or Instrument
9–331
Priority of Rights of Purchasers of Instruments, Documents, and Securities under Other Articles
9–332
Transfer of Money
9–333
Priority of Certain Liens Arising by Operation of Law
9–334
Priority of Security Interests in Fixtures and Crops
9–335
Accessions
9–336
Commingled Goods
9–337
Priority of Security Interests in Goods Covered by Certificate of Title
9–338
Priority of Security Interest or Agricultural Lien Perfected by Filed Financing Statement Providing Certain Incorrect Information
9–339
Priority Subject to Subordination

Verified:
Dec. 13, 2025

Last modified:
Sep. 22, 2014

§ 9-327. Priority of Sec. Interests in Deposit Acct.'s source at nysenate​.gov

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