N.Y. Military Law Section 313-A
Exercise of rights under this article not to affect certain future financial transactions


Application by a person in military service for, or receipt by a person in military service of, a stay, postponement or suspension pursuant to the provisions of this article in the payment of any tax, fine, penalty, insurance premium, or other civil obligation or liability of that person shall not itself, without regard to other considerations, provide the basis for any of the following:

1.

A determination by any lender or other person that such person in military service is unable to pay such civil obligation or liability in accordance with its terms.

2.

With respect to a credit transaction between a creditor and such person in military service:

(a)

a denial or revocation of credit by the creditor;

(b)

a change by the creditor in the terms of an existing credit arrangement; or

(c)

a refusal by the creditor to grant credit to such person in substantially the amount or on substantially the terms requested.

3.

An adverse report relating to the creditworthiness of such person in military service by or to any person or entity engaged in the practice of assembling or evaluating consumer credit information.

4.

A refusal by an insurer to insure such person.

Source: Section 313-A — Exercise of rights under this article not to affect certain future financial transactions, https://www.­nysenate.­gov/legislation/laws/MIL/313-A (updated Sep. 22, 2014; accessed Jun. 8, 2024).

300
Findings and declaration of emergency
301
Definitions
301‑A
Notice of benefits to persons in and persons enlisting in the state organized militia
301‑B
Extension of benefits to dependents
301‑C
Accident prevention course information
302
Stay, et cetera, to persons secondarily liable
303
Representation
304
Proceedings to be stayed unless interest unaffected by military service
305
Relief against fines and penalties, et cetera
306
Actions against persons in service
307
Continuance of stay, et cetera
308
Statutes of limitations and statutes of a similar nature
308‑A
Waiver of professional continuing education requirements
308‑B
Extension of license, certificate or registration
309
Evictions
310
Liability for rent accruing after induction
311
Installment purchases
311‑A
Termination of motor vehicle lease contracts
311‑B
Cancellation without penalty of certain additional rental contracts
311‑C
Termination without penalty of certain service contracts
312
Mortgages
313
Settlement of cases involving stayed proceeding in foreclosure or repossession of personal property
313‑A
Exercise of rights under this article not to affect certain future financial transactions
314
Taxes
315
Taxes
316
Policies of insurance
316‑A
Protection of assignor of life insurance policy
316‑B
Professional liability protection for certain persons ordered to active duty in armed forces
317
Reemployment in private industry
318
Policy of the state
319
Evasive transfers of interest
321
Certificates of service
322
Interlocutory orders
323
Further relief
323‑A
Maximum rate of interest
323‑B
Filing fees waiver
324
Separability
325
Inconsistent provisions in other acts
326
Article thirteen of military law, added by laws of nineteen hundred forty-one, chapter six hundred eighty-six
327
Duration of the emergency
328
Short title

Accessed:
Jun. 8, 2024

Last modified:
Sep. 22, 2014

§ 313-A’s source at nysenate​.gov

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