N.Y. Insurance Law Section 4306-A
Health insurance coverage for full-time students on medical leaves of absence

(a)

Every contract issued by a medical expense indemnity corporation, hospital service corporation or health service corporation that provides coverage for dependent children who are full-time students to a higher age than other dependent children shall continue the coverage of a dependent student who takes a leave of absence from school due to illness for a period of twelve months from the last day of attendance at school, provided, however, that nothing in this section shall require coverage of a dependent student beyond the age at which coverage would otherwise terminate.

(b)

In order to qualify under this section, the medical necessity of a leave of absence from school must be certified to by the student’s attending physician who is licensed to practice in the state of New York. Written documentation of the illness must be submitted to the medical expense indemnity corporation, hospital service corporation or health service corporation.

(c)

The rate charged for such extended coverage shall be the same as that charged while the dependent is enrolled as a full-time student.

Source: Section 4306-A — Health insurance coverage for full-time students on medical leaves of absence, https://www.­nysenate.­gov/legislation/laws/ISC/4306-A (updated Sep. 22, 2014; accessed Apr. 20, 2024).

4301
Organization of corporation 4302
Permit and license to do business 4303
Benefits 4303‑A
Prescription synchronization 4304
Individual contracts 4305
Group contracts 4306
Required contract provisions 4306‑A
Health insurance coverage for full-time students on medical leaves of absence 4306‑B
Primary and preventive obstetric and gynecologic care 4306‑C
Grievance procedure and access to specialty care 4306‑D
Choice of health care provider 4306‑E
Prohibition on lifetime and annual limits 4306‑F
Maternal depression screenings 4306‑G
Telehealth delivery of services 4306‑H
Essential health benefits package and limit on cost-sharing 4306‑I
Coverage for medically fragile children 4307
Providers of services 4308
Supervision of superintendent 4309
Limitation on expenses 4310
Investments 4312
Employment of solicitors 4313
Applicability of other provisions of this chapter 4314
Not to affect provisions of workers’ compensation law 4315
Arbitration 4316
Individual contracts 4317
Rating of individual and small group health insurance contracts 4318
Pre-existing condition provisions 4318‑A
Certification of creditable coverage by corporations organized under this article 4320
Limitations on administrative services and stop-loss coverage 4321
Standardization of individual enrollee direct payment contracts offered by health maintenance organizations prior to October first, two t... 4321‑A
Fund for standardized individual enrollee direct payment contracts 4322
Standardization of individual enrollee direct payment contracts offered by health maintenance organizations which provide out-of-plan ben... 4322‑A
Fund for standardized individual enrollee direct payment contracts which provide out-of-plan benefits 4323
Marketing materials 4324
Disclosure of information 4325
Prohibitions 4326
Standardized health insurance contracts for qualifying small employers and individuals 4327
Stop loss funds for standardized health insurance contracts issued to qualifying small employers and qualifying individuals 4328
Individual enrollee direct payment contracts offered by health maintenance organization on and after October first, two thousand thirteen 4329
Prescription drug coverage 4330
Discrimination because of sex or marital status in hospital, surgical or medical expense insurance
Green check means up to date. Up to date

Accessed:
Apr. 20, 2024

Last modified:
Sep. 22, 2014

§ 4306-A’s source at nysenate​.gov

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