N.Y. Real Property Law Section 195
Widow of mortgagee not endowed

189
Estate of curtesy abolished 190
Dower 190‑B
Lands reacquired by the husband 191
Dower in lands exchanged 192
Dower in lands mortgaged before marriage 193
Dower in lands mortgaged for purchase-money 194
Surplus proceeds of sale under purchase-money mortgages 195
Widow of mortgagee not endowed 196
When dower barred by misconduct 196‑A
When dower barred by dissolution of marriage 197
When dower barred by jointure 198
When dower barred by pecuniary provisions 199
When widow to elect between jointure and dower 200
Election between devise and dower 201
When deemed to have elected 202
When provision in lieu of dower is forfeited 203
Effect of acts of husband 204
Widow’s quarantine 205
Widow may bequeath a crop 206
Divorced woman may release dower 207
Married woman may release dower by attorney