N.Y. Insurance Law Section 5907
Purchasing groups

  • exemption from certain laws
A purchasing group and its insurer shall be subject to all applicable laws of this state, except that a purchasing group and its insurer shall be exempt, in regard to liability insurance for the purchasing group and any of its members, from any law that would:

(a)

prohibit the establishment of a purchasing group;

(b)

make it unlawful for an insurer to provide or offer to provide liability insurance on a basis providing, to a purchasing group or its members, advantages, based on their loss and expense experience, not afforded to other persons with respect to rates, policy forms, coverages or other matters;

(c)

prohibit a purchasing group or its members from purchasing liability insurance on a group basis described in subsection (b) of this section;

(d)

prohibit a purchasing group from obtaining liability insurance on a group basis because the group has not been in existence for a minimum period of time or because any member has not belonged to the group for a minimum period of time;

(e)

require that a purchasing group must have a minimum number of members, common ownership or affiliation, or a certain legal form;

(f)

require that a certain percentage of a purchasing group must obtain liability insurance on a group basis; or

(g)

otherwise discriminate against a purchasing group or any of its members.

Source: Section 5907 — Purchasing groups; exemption from certain laws, https://www.­nysenate.­gov/legislation/laws/ISC/5907 (updated Sep. 22, 2014; accessed Feb. 21, 2026).

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Verified:
Feb. 21, 2026

Last modified:
Sep. 22, 2014

§ 5907. Purchasing groups's source at nysenate​.gov

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