Reserves against deposits
Source:
Section 167 — Reserves against deposits, https://www.nysenate.gov/legislation/laws/BNK/167 (updated Sep. 22, 2014; accessed Jun. 21, 2025).
160
Verified certificate 161
Authorization certificate 162
Permanent capital 163
Restrictions as to place of business 164
Change of location 165
Segregation of investments 166
Depositors preferred in case of failure or suspension 167
Reserves against deposits 168
Restrictions on acceptance of deposits and payment of interest 171
Repayment of deposits standing in the names of minors, trustees or joint depositors 172
Restrictions on investments 173
Rate of interest 174
Restrictions on purchases of, and loans on real estate 175
Books and records 176
Reports required by superintendent 177
Official communications from superintendent 178
Business of deceased private banker 179
Effect of revocation of authorization certificate 180
Prohibitions against encroachment upon certain powers of private bankers, savings banks and savings and loan associations 181
Exemptions of certain private bankers
Verified certificate 161
Authorization certificate 162
Permanent capital 163
Restrictions as to place of business 164
Change of location 165
Segregation of investments 166
Depositors preferred in case of failure or suspension 167
Reserves against deposits 168
Restrictions on acceptance of deposits and payment of interest 171
Repayment of deposits standing in the names of minors, trustees or joint depositors 172
Restrictions on investments 173
Rate of interest 174
Restrictions on purchases of, and loans on real estate 175
Books and records 176
Reports required by superintendent 177
Official communications from superintendent 178
Business of deceased private banker 179
Effect of revocation of authorization certificate 180
Prohibitions against encroachment upon certain powers of private bankers, savings banks and savings and loan associations 181
Exemptions of certain private bankers
