N.Y. Uniform Commercial Code Law Section 4-109
Process of Posting

Section 4--109. Process of Posting. The “process of posting” means the usual procedure followed by a payor bank in determining to pay an item and in recording the payment including one or more of the following or other steps as determined by the bank:

(a)

verification of any signature;

(b)

ascertaining that sufficient funds are available;

(c)

affixing a “paid” or other stamp;

(d)

entering a charge or entry to a customer’s account;

(e)

correcting or reversing an entry or erroneous action with respect to the item.

Source: Section 4-109 — Process of Posting, https://www.­nysenate.­gov/legislation/laws/UCC/4-109 (updated Sep. 22, 2014; accessed Feb. 14, 2026).

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Verified:
Feb. 14, 2026

Last modified:
Sep. 22, 2014

§ 4-109. Process of Posting's source at nysenate​.gov

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