N.Y. Uniform Commercial Code Law Section 4-106
Separate Office of a Bank

Section 4--106. Separate Office of a Bank. A branch or separate office of a bank is a separate bank for the purpose of computing the time within which and determining the place at or to which action may be taken or notices or orders shall be given under this Article and under Article 3. The receipt of any notice or order by or the knowledge of one branch or separate office of a bank is not actual or constructive notice to or knowledge of any other branch or office of the same bank and does not impair the right of another branch or office to be a holder in due course of an item.

Source: Section 4-106 — Separate Office of a Bank, https://www.­nysenate.­gov/legislation/laws/UCC/4-106 (updated Sep. 22, 2014; accessed Dec. 6, 2025).

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Dec. 6, 2025

Last modified:
Sep. 22, 2014

§ 4-106. Separate Off. of a Bank's source at nysenate​.gov

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