N.Y. Uniform Commercial Code Law Section 3-116
Instruments Payable to Two or More Persons

3–101
Short Title 3–102
Definitions and Index of Definitions 3–103
Limitations on Scope of Article 3–104
Form of Negotiable Instruments 3–105
When Promise or Order Unconditional 3–106
Sum Certain 3–107
Money 3–108
Payable on Demand 3–109
Definite Time 3–110
Payable to Order 3–111
Payable to Bearer 3–112
Terms and Omissions Not Affecting Negotiability 3–113
Seal 3–114
Date, Antedating, Postdating 3–115
Incomplete Instruments 3–116
Instruments Payable to Two or More Persons 3–117
Instruments Payable With Words of Description 3–118
Ambiguous Terms and Rules of Construction 3–119
Other Writings Affecting Instrument 3–120
Instruments “Payable Through” Bank 3–121
Instruments Payable at Bank 3–122
Accrual of Cause of Action