N.Y. Insurance Law Section 4214
Industrial accident and industrial health insurance

(a)

In this chapter:

(1)

“Industrial accident insurance” means that form of accident insurance wherein the premium is payable in the manner prescribed in subsection (a) of § 4213 (Industrial life insurance)section four thousand two hundred thirteen of this article, covering such risks as death, dismemberment, loss of eyesight, or loss of time, as a result of accidental means.

(2)

“Industrial health insurance” means that form of health insurance wherein the premium is payable in the manner prescribed in subsection (a) of § 4213 (Industrial life insurance)section four thousand two hundred thirteen of this article, covering such risk as loss of time caused by illness or sickness.

(b)

Notwithstanding the foregoing provisions, on and after June first, nineteen hundred eighty, no policy designated or sold as an industrial accident insurance or industrial health insurance policy shall be delivered or issued for delivery in this state; provided, however, that this prohibition shall not prevent the delivery or issuance for delivery of a policy approved by the superintendent where the premium is payable weekly or monthly and such policy is approvable under other provisions of this chapter.

Source: Section 4214 — Industrial accident and industrial health insurance, https://www.­nysenate.­gov/legislation/laws/ISC/4214 (updated Sep. 22, 2014; accessed Nov. 22, 2025).

4202
Capital and surplus requirements of life insurance companies 4203
Transfer of shares of domestic life insurance company 4204
Financial requirements for the organization of stock accident and health insurance companies and stock legal services insurance companies 4205
Life, accident and health, and legal services insurance companies 4206
Deposits by life, accident and health, and legal services insurance companies 4207
Dividends to shareholders of life, and accident and health insurance companies 4208
Financial and additional requirements for the organization of mutual life, accident and health, and legal services insurance companies 4209
Mutual life insurance companies, mutual accident and health insurance companies 4210
Election of directors of domestic mutual life insurance companies 4211
Election of directors of domestic stock life insurance companies 4212
Stock life insurance companies 4213
Industrial life insurance 4214
Industrial accident and industrial health insurance 4215
Contracts with industrial life insurance agents 4216
Group life insurance 4217
Valuation of insurance policies and contracts 4218
When actual premium is less than net premium 4219
Limitation on accumulation of surplus of life insurance companies 4220
Life insurance and annuities 4221
Standard nonforfeiture law 4222
Policy loans 4223
Standard nonforfeiture law for annuities 4224
Life, accident and health insurance 4225
Domestic life insurance companies 4226
Misrepresentations, misleading statements and incomplete comparisons by insurers 4228
Life insurance and annuity business 4230
Salaries and pensions to officers and employees 4231
Policyholder’s participation in surplus of life insurance companies 4232
Amounts credited on certain contracts or life insurance policies 4233
Annual statements of life insurance companies 4235
Group accident and health insurance 4236
Joint underwriting of group health insurance for persons aged sixty-five and over 4237
Blanket accident and health insurance 4237–A
Stop-loss insurance 4238
Group annuity contracts 4239
Allocation and reporting of income and expenses of life insurers 4240
Separate accounts 4241
Penalty for violation of filing requirements
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Verified:
Nov. 22, 2025

Last modified:
Sep. 22, 2014

§ 4214. Indus. accident & industrial health insurance's source at nysenate​.gov

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