N.Y. Civil Practice Law & Rules Section 306-D
Additional mailing of notice in an action arising out of a consumer credit transaction


At the time of filing with the clerk of the proof of service of the summons and complaint in an action arising out of a consumer credit transaction, the plaintiff shall submit to the clerk a stamped, unsealed envelope addressed to the defendant together with a written notice in clear type of no less than twelve-point in size, in both English and Spanish, and containing the following language: ADDITIONAL NOTICE OF LAWSUIT (NAME OF COURT) (COUNTY) (STREET ADDRESS, ROOM NUMBER) (CITY, STATE, ZIP CODE) (NAME OF DEFENDANT) (ADDRESS OF DEFENDANT) Plaintiff: Defendant: Name of original creditor, unless same: Index number: Attention: a lawsuit has been filed against you claiming that you owe money for an unpaid consumer debt. You may wish to contact an attorney. You should respond to the lawsuit as soon as possible by filing an “answer” which may be done at the court clerk’s office listed above. If you do not respond to the lawsuit, the court may enter a money judgment against you. Once entered, a judgment is good and can be used against you for twenty years, and your personal property and money, including a portion of your paycheck and/or bank account, may be taken from you. Also, a judgment may affect your credit score and can affect your ability to rent a home, find a job, or take out a loan. You CANNOT be arrested or sent to jail for owing a debt. Additional information can be found at the New York state court system website. Sources of information and assistance: The court encourages you to inform yourself about your options as a defendant in this lawsuit. In addition to seeking assistance from a private attorney or legal aid office, there are free legal assistance computer programs that you can use online to help you represent yourself in this lawsuit. For further information, or to locate a legal aid program near you, you may visit the LawHelpNY website or the New York state court system website, which has information for representing yourself and links to other resources at: ___________________.


The face of the envelope shall be addressed to the defendant at the address at which process was served, and shall contain the defendant’s name, address (including apartment number) and zip code. The face of the envelope also shall state the appropriate clerk’s office as its return address.


The clerk promptly shall mail to the defendant the envelope containing the additional notice set forth in subdivision (a) of this section. No default judgment based on the defendant’s failure to answer shall be entered unless there has been compliance with this section, and at least twenty days have elapsed from the date of mailing by the clerk. No default judgment based on the defendant’s failure to answer shall be entered if the additional notice is returned to the court as undeliverable. Receipt of the additional notice by the defendant does not confer jurisdiction on the court in the absence of proper service of process.


The chief administrative judge shall issue a Spanish translation of the notice in subdivision (a) of this section and shall maintain and publish the URL address for the web page containing consumer resources for unrepresented litigants.

Source: Section 306-D — Additional mailing of notice in an action arising out of a consumer credit transaction, https://www.­nysenate.­gov/legislation/laws/CVP/306-D (updated May 13, 2022; accessed Dec. 2, 2023).

Jurisdiction over persons, property or status
Personal jurisdiction by acts of non-domiciliaries
Designation of attorney as agent for service
Method of commencing action or special proceeding
Proof of service
Index number in an action or proceeding commenced in supreme or county court
Service of the summons and complaint, summons with notice, third-party summons and complaint, or petition with a notice of petition or or...
Notice of commencement of action for personal injuries by recipient of medical assistance
Additional mailing of notice in an action arising out of a consumer credit transaction
Personal service upon the state
Personal service upon a natural person
Personal service upon an infant, incompetent or conservatee
Personal service upon a partnership
Personal service upon a limited partnership
Personal service upon a corporation or governmental subdivision
Personal service on limited liability companies
Personal service upon a court, board or commission
Personal service by mail
Service without the state giving personal jurisdiction
Service without the state not giving personal jurisdiction in certain actions
Service by publication authorized
Service by publication
Defense by person to whom summons not personally delivered
Designation of agent for service
Defendant’s appearance
Authority for appearance of attorney in real property action
Grounds for removal
Procedure on removal
Inconvenient forum
Assistance to tribunals and litigants outside the state

Dec. 2, 2023

Last modified:
May 13, 2022

§ 306-D’s source at nysenate​.gov

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