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  4. Art. 10

Article 10
Retail Instalment Sales Act

Sections

401
Definitions
402
Provisions of retail instalment contracts and obligations
402‑A
Merchandise certificates and obligations therefor
402‑B
Total loss notice and waiver of the gap amount
403
Restrictions on retail instalment contracts and obligations
404
Credit service charge limitation
405
Delivery of copy of contract or obligation
406
Notice of assignment
407
Statements of account
408
Credit upon anticipation of payments
409
Refinancing
410
Add-ons to and consolidations of retail instalment contracts and obligations
411
Terms of purchase by financing agency
412
Cancellation
412‑A
Cancellation of contracts for future consumer services
413
Retail instalment credit agreements
414
Penalties
415
Exceptions
416
Waiver
417
Severability
418
Short title
419
Refund credit on cancellation of credit related insurance or prepayment of contract
420
Guaranties to sellers of liabilities of buyers under retail instalment contracts
421
Security interest in other property
422
Claim for deficiency after default and repossession
 



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Location: https://newyork.public.law/laws/n.y._personal_property_law_article_10

Blank Outline Levels

The legislature occasionally skips outline levels. For example:

(3) A person may apply [...]
(4)(a) A person petitioning for relief [...]

In this example, (3), (4), and (4)(a) are all outline levels, but (4) was omitted by its authors. It's only implied. This presents an interesting challenge when laying out the text. We've decided to display a blank section with this note, in order to aide readability.

Trust but verify.

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