N.Y. Navigation Law Section 78-A
Insurance rate reduction

Any insurance carrier licensed to issue yacht or boating liability insurance in this state is authorized to grant rate reductions with the approval of the department of financial services to any owner of a yacht or boat who has successfully completed a boating safety course or an advanced boating safety course or holds a valid United States Coast Guard operators license.

Source: Section 78-A — Insurance rate reduction, https://www.­nysenate.­gov/legislation/laws/NAV/78-A (updated Jan. 8, 2021; accessed Jan. 31, 2026).

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Verified:
Jan. 31, 2026

Last modified:
Jan. 8, 2021

§ 78-A. Ins. rate reduction's source at nysenate​.gov

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