N.Y. General Business Law Section 778-DDD
Enforcement

  • action by the attorney general
Where the attorney general shall have reason to believe that there is an alleged violation of this article based upon, among other things, a consumer report of an alleged violation, the attorney general, in the name of the people of the state of New York, shall dispatch a cease and desist letter to the entity at issue, specifying the alleged violation or violations and the remedies to cure such violation or violations within a designated timeline. Where, after receipt of the cease and desist letter and the expiration of such designated timeline, the entity continues to violate the provisions of this article, an application may be made by the attorney general in the name of the people of the state of New York to a court or justice having jurisdiction by a special proceeding to issue an injunction, and upon notice to the respondent of not less than five days, to enjoin and restrain the continuance of such violation or violations; and if it shall appear to the satisfaction of the court or justice that the respondent has, in fact, violated this article, an injunction may be issued by such court or justice, enjoining and restraining any further violation, without requiring proof that any person has, in fact, been injured or damaged thereby. Whenever the court shall determine that a violation of this article has occurred, the court may impose a civil penalty of not more than one thousand dollars for each violation. This section shall not be construed to limit any other criminal or civil liability such entity may be subject to under law. * NB Effective March 12, 2026

Source: Section 778-DDD — Enforcement; action by the attorney general, https://www.­nysenate.­gov/legislation/laws/GBS/778-DDD (updated Dec. 19, 2025; accessed Dec. 20, 2025).

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Verified:
Dec. 20, 2025

Last modified:
Dec. 19, 2025

§ 778-DDD. Enforcement's source at nysenate​.gov

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