N.Y. Uniform Commercial Code Law Section 4-404
Bank Not Obligated to Pay Check More Than Six Months Old


Section 4--404. Bank Not Obligated to Pay Check More Than Six Months Old. A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith.

Source: Section 4-404 — Bank Not Obligated to Pay Check More Than Six Months Old, https://www.­nysenate.­gov/legislation/laws/UCC/4-404 (updated Sep. 22, 2014; accessed Jun. 21, 2025).

Verified:
Jun. 21, 2025

Last modified:
Sep. 22, 2014

§ 4-404. Bank Not Obligated to Pay Check More Than Six Months Old's source at nysenate​.gov

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