N.Y. Uniform Commercial Code Law Section 4-404
Bank Not Obligated to Pay Check More Than Six Months Old

4‑401
When Bank May Charge Customer’s Account 4‑402
Bank’s Liability to Customer for Wrongful Dishonor 4‑403
Customer’s Right to Stop Payment 4‑404
Bank Not Obligated to Pay Check More Than Six Months Old 4‑405
Death or Incompetence of Customer 4‑406
Customer’s Duty to Discover and Report Unauthorized Signature or Alteration 4‑407
Payor Bank’s Right to Subrogation on Improper Payment 4‑408
Rights and Liabilities of Remitter or Payee With Respect to Cashier’s Check, Teller’s Check and Certified Check