N.Y. Uniform Commercial Code Law Section 3-605
Cancellation and Renunciation

Section 3--605. Cancellation and Renunciation.

(1)

The holder of an instrument may even without consideration discharge any party (a) in any manner apparent on the face of the instrument or the indorsement, as by intentionally cancelling the instrument or the party’s signature by destruction or mutilation, or by striking out the party’s signature; or

(b)

by renouncing his rights by a writing signed and delivered or by surrender of the instrument to the party to be discharged.

(2)

Neither cancellation nor renunciation without surrender of the instrument affects the title thereto. * (3) The obligation of a party to pay a check is not discharged solely by destruction of the check in connection with a process in which information is extracted from the check and an image of the check is made and, subsequently, the information and image are transmitted for payment. * NB Effective June 3, 2026

Source: Section 3-605 — Cancellation and Renunciation, https://www.­nysenate.­gov/legislation/laws/UCC/3-605 (updated Dec. 12, 2025; accessed Dec. 20, 2025).

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Verified:
Dec. 20, 2025

Last modified:
Dec. 12, 2025

§ 3-605. Cancellation & Renunciation's source at nysenate​.gov

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