N.Y. Uniform Commercial Code Law Section 3-509
Protest

  • Noting for Protest
Section 3--509. Protest; Noting for Protest.

(1)

A protest is a certificate of dishonor made under the hand and seal of a United States consul or vice consul or a notary public or other person authorized to certify dishonor by the law of the place where dishonor occurs. It may be made upon information satisfactory to such person.

(2)

The protest must identify the instrument and certify either that due presentment has been made or the reason why it is excused and that the instrument has been dishonored by nonacceptance or nonpayment.

(3)

The protest may also certify that notice of dishonor has been given to all parties or to specified parties.

(4)

Subject to subsection (5) any necessary protest is due by the time that notice of dishonor is due.

(5)

If, before protest is due, an instrument has been noted for protest by the officer to make protest, the protest may be made at any time thereafter as of the date of the noting.

Source: Section 3-509 — Protest; Noting for Protest, https://www.­nysenate.­gov/legislation/laws/UCC/3-509 (updated Sep. 22, 2014; accessed Feb. 21, 2026).

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Verified:
Feb. 21, 2026

Last modified:
Sep. 22, 2014

§ 3-509. Protest's source at nysenate​.gov

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