N.Y. Insurance Law Section 3107
Sale of insurance policies by vending machine


Any provision in a policy of accident insurance, requiring the signature of the insured, where such insurance is sold by a vending machine, shall be inoperative and of no effect, unless a notice shall have been placed upon such vending machine, containing letters each at least one-half inch high, advising that the signature of the insured must be placed upon such policy or contract, at time of purchase, to make such policy or contract valid.


No insurance shall be offered for sale, issued or sold by or from any vending machine or appliance or any other medium, device or object designed or used for vending purposes, herein called a device, except as provided in this section.


A licensed agent may solicit applications for and issue policies of accident insurance or baggage insurance on personal effects by means of mechanical vending machines or other coin operated devices supervised by him and placed at airports, railroad stations or bus stations or other places to meet the convenience of the public, subject to the provisions of this section.


Each policy to be sold by or from a device shall be reasonably suited for sale and issuance through such a device, and the location of such device shall be one that is of material convenience to the public.


No policy of insurance, issued through any such device shall be for a period of time longer than ten days, or for the duration of a one-way or round trip, as applicable.

Source: Section 3107 — Sale of insurance policies by vending machine, https://www.­nysenate.­gov/legislation/laws/ISC/3107 (updated Sep. 22, 2014; accessed Jun. 22, 2024).

Jun. 22, 2024

Last modified:
Sep. 22, 2014

§ 3107’s source at nysenate​.gov

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