N.Y.
General Business Law Section 905
Disclosures
(a)
the daily rate, fees, and, if applicable, any insurance or protection package costs that shall be charged to the shared vehicle owner or the shared vehicle driver; and(b)
an emergency telephone number to contact personnel capable of providing roadside assistance and handling other customer service inquiries. * NB Effective until June 17, 2026 * 1. Each peer-to-peer car sharing program agreement made in this state shall disclose and separately state or itemize to the shared vehicle owner and the shared vehicle driver:(a)
the daily rate, fees, and, if applicable, any insurance or protection package costs that shall be charged to the shared vehicle owner or the shared vehicle driver;(b)
an emergency telephone number to contact personnel capable of providing roadside assistance and handling other customer service inquiries;(c)
the coverage, limits, and exclusions that the group policy provides;(d)
a description of the additional insurance coverages that the peer-to-peer car sharing program administrator provides or offers pursuant to Insurance Law § 2131 (Limited license for rental vehicle companies, wireless communications equipment vendors and self-service storage companies)section two thousand one hundred thirty-one of the insurance law;(e)
a statement that for each peer-to-peer car sharing period, a peer-to-peer car sharing program administrator must either provide additional liability insurance or offer the shared vehicle owner and shared vehicle driver with the opportunity to purchase additional liability insurance pursuant to subparagraph (A) of paragraph one of subsection (d) of Insurance Law § 2131 (Limited license for rental vehicle companies, wireless communications equipment vendors and self-service storage companies)section two thousand one hundred thirty-one of the insurance law; and(f)
a statement describing any additional insurance that a peer-to-peer car sharing administrator may provide a shared vehicle owner or a shared vehicle driver with the opportunity to purchase pursuant to Insurance Law § 2131 (Limited license for rental vehicle companies, wireless communications equipment vendors and self-service storage companies)section two thousand one hundred thirty-one of the insurance law. * NB Effective June 17, 2026 2. No peer-to-peer car sharing program administrator shall accept a reservation unless the shared vehicle driver has received a final quoted rate that includes all charges which the shared vehicle driver shall pay to obtain access to the vehicle, provided, however, that a peer-to-peer car sharing program administrator may separately state itemized optional items and/or services or any mileage below the final quoted rate in the same font and on the same page or webpage on which the rate quote is provided.
Source:
Section 905 — Disclosures, https://www.nysenate.gov/legislation/laws/GBS/905 (updated Dec. 26, 2025; accessed Jan. 31, 2026).
