General Business Law Section 252
(a)The term “consumer” means an individual.
(b)The term "creditor’ means a person regularly engaged in the business of making loans.
(c)The term “seller” means a person who sells or agrees to sell personal property or furnishes or renders or agrees to furnish or render services.
(d)The term “consumer loan” means a loan of money by a creditor to a consumer for which the consumer’s obligation is payable in installments or for which a finance or other charge is or may be imposed.
(e)The term “consumer sale” means a sale by a seller to a consumer of personal property or services for personal, family or household purposes.
(f)The term “person related to the seller” means with respect to an individual seller:
(1)the spouse of the seller;
(2)a brother, brother-in-law, sister or sister-in-law of the seller;
(3)an ancestor or lineal descendant of the seller or his spouse; and
(4)any other relative, by blood or marriage of the seller or his spouse who shares a residence with the seller.
(g)The term “person related to the seller” means with respect to any other seller:
(1)a person directly or indirectly controlling, controlled by or under common control with the seller;
(2)an officer or director of the seller, or a person performing similar functions with respect to the seller; the spouse of any such person; and any other relative by blood or marriage of any such person who shares a residence with such person.
(h)A creditor who is not an individual shall be a “person related to the seller” if an officer of the creditor or a person performing similar functions, whose duties include participation in or supervision over the consumer loan the proceeds of which were primarily used in the consumer sale, is a person related to the seller under (f) and (g) of this section.
Section 252 — Definitions,
https://www.nysenate.gov/legislation/laws/GBS/252 (updated Sep. 22, 2014; accessed Dec. 2, 2023).