N.Y. Vehicle & Traffic Law Section 343
Proof of financial responsibility by certificate showing motor vehicle liability policy obtained

(a)

Proof of financial responsibility may be made by filing with the commissioner the written certificate of any insurance carrier duly authorized to do business in this state, certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same date as the effective date of the certificate and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle.

(b)

No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such motor vehicle is so designated in such a certificate.

(c)

When a person has been required to furnish proof of a financial responsibility and there has been in effect a motor vehicle liability policy for his benefit for a period of three years, during which period such person or any vehicle registered in his name has not been involved in any accident upon which a report is required pursuant to section six hundred five hereof, such person may file in lieu thereof, the written certificate of any insurance carrier duly authorized to do business in this state, certifying that there is in effect a standard provisions automobile liability policy in form approved by the superintendant of financial services with a limit of liability no less than provided in subdivision (a) of § 335 (Security and proof required following accident)section three hundred thirty-five of this law.

Source: Section 343 — Proof of financial responsibility by certificate showing motor vehicle liability policy obtained, https://www.­nysenate.­gov/legislation/laws/VAT/343 (updated Sep. 22, 2014; accessed Apr. 27, 2024).

330
Commissioner to administer article 331
Proof required upon certain convictions 332
Proof required in the event of certain judgments 333
Payments sufficient to satisfy requirements of this article 334
Suspension waived upon payment of judgment in installments 335
Security and proof required following accident 336
Duty of courts to report judgments 337
Suspension, duration 338
Application to non-resident, other persons 339
Owner may give proof for chauffeur or member of family 340
Surrender of license and evidences of registration 341
Amount of proof required 342
Alternate methods of giving proof 343
Proof of financial responsibility by certificate showing motor vehicle liability policy obtained 344
Certificate furnished by non-resident 345
Motor vehicle liability policy 346
Proof of financial responsibility not required after February first, nineteen hundred fifty-seven 348
Article not to affect other policies 349
Filing a bond as proof of financial responsibility 350
Money or securities deposited as proof of financial responsibility 351
Person having given proof may substitute other proof 352
If proof fails commissioner may require other proof 353
When commissioner may release proof 354
Commissioner to furnish operating record 355
Operating without giving proof when proof required 356
Forging or without authority signing proof of financial responsibility 357
Failing to report convictions and judgments 358
Otherwise violating article 359
Definitions 360
Exceptions 361
Self-insurers 362
Article not to repeal other motor vehicle laws 363
Expenses of administering article 364
Uniformity of interpretation 365
Short title 366
Past application of article 367
This article does not prevent other process 368
Constitutionality
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Accessed:
Apr. 27, 2024

Last modified:
Sep. 22, 2014

§ 343’s source at nysenate​.gov

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