N.Y. Vehicle & Traffic Law Section 343
Proof of financial responsibility by certificate showing motor vehicle liability policy obtained


(a)

Proof of financial responsibility may be made by filing with the commissioner the written certificate of any insurance carrier duly authorized to do business in this state, certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same date as the effective date of the certificate and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle.

(b)

No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such motor vehicle is so designated in such a certificate.

(c)

When a person has been required to furnish proof of a financial responsibility and there has been in effect a motor vehicle liability policy for his benefit for a period of three years, during which period such person or any vehicle registered in his name has not been involved in any accident upon which a report is required pursuant to section six hundred five hereof, such person may file in lieu thereof, the written certificate of any insurance carrier duly authorized to do business in this state, certifying that there is in effect a standard provisions automobile liability policy in form approved by the superintendant of financial services with a limit of liability no less than provided in subdivision (a) of § 335 (Security and proof required following accident)section three hundred thirty-five of this law.

Source: Section 343 — Proof of financial responsibility by certificate showing motor vehicle liability policy obtained, https://www.­nysenate.­gov/legislation/laws/VAT/343 (updated Sep. 22, 2014; accessed Oct. 26, 2024).

330
Commissioner to administer article
331
Proof required upon certain convictions
332
Proof required in the event of certain judgments
333
Payments sufficient to satisfy requirements of this article
334
Suspension waived upon payment of judgment in installments
335
Security and proof required following accident
336
Duty of courts to report judgments
337
Suspension, duration
338
Application to non-resident, other persons
339
Owner may give proof for chauffeur or member of family
340
Surrender of license and evidences of registration
341
Amount of proof required
342
Alternate methods of giving proof
343
Proof of financial responsibility by certificate showing motor vehicle liability policy obtained
344
Certificate furnished by non-resident
345
Motor vehicle liability policy
346
Proof of financial responsibility not required after February first, nineteen hundred fifty-seven
348
Article not to affect other policies
349
Filing a bond as proof of financial responsibility
350
Money or securities deposited as proof of financial responsibility
351
Person having given proof may substitute other proof
352
If proof fails commissioner may require other proof
353
When commissioner may release proof
354
Commissioner to furnish operating record
355
Operating without giving proof when proof required
356
Forging or without authority signing proof of financial responsibility
357
Failing to report convictions and judgments
358
Otherwise violating article
359
Definitions
360
Exceptions
361
Self-insurers
362
Article not to repeal other motor vehicle laws
363
Expenses of administering article
364
Uniformity of interpretation
365
Short title
366
Past application of article
367
This article does not prevent other process
368
Constitutionality

Accessed:
Oct. 26, 2024

Last modified:
Sep. 22, 2014

§ 343’s source at nysenate​.gov

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