N.Y. Vehicle & Traffic Law Section 1694
Disclosures

A TNC shall disclose in writing to TNC drivers the following before they are allowed to accept a request for a TNC prearranged trip on the TNC’s digital network:

1.

The insurance coverage, including the types of coverage and the limits for each coverage, that the TNC provides while the TNC driver uses a TNC vehicle in connection with a TNC’s digital network;

2.

That the TNC driver’s own automobile insurance policy might not provide any coverage while the TNC driver is logged on to the TNC’s digital network or is engaged in a TNC prearranged trip, depending on its terms; and

3.

That, if a TNC vehicle has a lien against it, then the continued use of such TNC vehicle by its TNC driver without physical damage coverage may violate the terms of the contract with the lienholder.

Source: Section 1694 — Disclosures, https://www.­nysenate.­gov/legislation/laws/VAT/1694 (updated Jun. 30, 2017; accessed Nov. 29, 2025).

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Verified:
Nov. 29, 2025

Last modified:
Jun. 30, 2017

§ 1694. Disclosures's source at nysenate​.gov

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