N.Y. Retirement & Social Security Law Section 448-A
Death benefit for vested members who die prior to retirement

a.

A death benefit plus the reserve-for-increased-take-home-pay, if any, shall be payable upon the death of a member of a retirement system who:

1.

Died before the effective date of retirement while a member of such retirement system;

2.

Had at least ten years of credited service at the time of death; and

3.

Died at a time and in a manner which did not result in the eligibility of the member’s estate or any beneficiary to receive any death benefits from such retirement system on account of such death.

b.

Benefits provided under this section shall be payable to the member’s estate or the beneficiary or beneficiaries nominated by the member on a designation of beneficiary form filed with the administrative head of such retirement system.

c.

The amount of the benefit payable pursuant to this section shall be equal to one-half of the amount of the ordinary death benefit which would have been payable had the member’s death occurred on the last day of service upon which membership was based.

Source: Section 448-A — Death benefit for vested members who die prior to retirement, https://www.­nysenate.­gov/legislation/laws/RSS/448-A (updated Sep. 22, 2014; accessed Jan. 18, 2025).

440
Application 441
Eligibility for retirement 442
Minimum age for retirement 443
Final average salary 444
Maximum retirement benefits 445
Service retirement benefit 445‑A
Optional twenty-year improved benefit retirement program for New York city correction members below the rank of captain 445‑B
Optional twenty-year improved benefit retirement program for New York city sanitation members 445‑C
Optional twenty-year improved benefit retirement program for New York city correction members of the rank of captain or above 445‑D
Optional age fifty-five improved benefit retirement program for certain New York city members 445‑D*2
Optional twenty-year/age fifty improved benefit retirement program for Triborough bridge and tunnel members 445‑E
Optional twenty-five year improved benefit retirement program for dispatcher members 445‑E*2
Optional twenty-five year improved benefit retirement program for EMT members 445‑F
Optional twenty-five year improved benefit retirement program for deputy sheriff members 445‑F*2
Optional twenty-five year/age fifty improved benefit retirement program for senior automotive service workers, automotive service workers... 445‑F*3
Optional twenty-five year improved benefit retirement program for special officer, parking control specialist, school safety agent, campu... 445‑G
Optional twenty-five year/age fifty improved benefit retirement program for automotive members 445‑H
Optional twenty-five year improved benefit retirement program for police communications members 445‑I
Optional age fifty-five retirement program for New York city teachers and certain other members 446
Credit for service 447
Options 448
Death benefits 448‑A
Death benefit for vested members who die prior to retirement 450
Definitions 451
Duration
Green check means up to date. Up to date

Accessed:
Jan. 18, 2025

Last modified:
Sep. 22, 2014

§ 448-A’s source at nysenate​.gov

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