N.Y. Debtor & Creditor Law Section 285
Alternative federal exemptions

Notwithstanding any inconsistent provision of law, an individual debtor may opt to exempt from property of the estate such property as is permitted to be exempted pursuant to section five hundred twenty-two of title eleven of the United States Code in lieu of such property as is permitted to be exempted pursuant to the applicable provisions of this article.

Source: Section 285 — Alternative federal exemptions, https://www.­nysenate.­gov/legislation/laws/DCD/285 (updated Sep. 22, 2014; accessed Feb. 28, 2026).

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Verified:
Feb. 28, 2026

Last modified:
Sep. 22, 2014

§ 285. Alternative federal exemptions's source at nysenate​.gov

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